Gary A. Bemis hails from the South Bay area of Southern California. His law career began in 1980 as in-house counsel in a small medical collection agency. The legal department caseload increased dramatically in 1985 when First Interstate Bank assigned credit card and motor vehicle deficiency accounts, at the time of charge-off, directly to the legal department. This continued until 1991. He served as the Fair Debt Collection Practices Act counsel/advisor for Citibank (South Dakota), N.A., until 1996. In 1995 focus changed to purchased credit card debt and the Law Offices were opened with commercial collections added in 2002. The Law Offices now handle retail and commercial collections. Mr. Bemis also serves as senior counsel/consultant for a large consumer collection agency in Paso Robles, California.

Johnathan C. Bolton’s law practice focuses on business and commercial law, real estate and business litigation, debtor/creditor rights, collections, and bankruptcy law. He is licensed to practice law in Hawaii, New York and Texas and is a Solicitor in the United Kingdom. He is the Chair of the firm’s Bankruptcy and Creditors’ Rights practice group and is a member of Goodsill Anderson Quinn & Stifel A Limited Liability Law Partnership LLP’s Business Litigation and Real Estate & Insurance Litigation practice groups. He has been board certified in Business Bankruptcy Law for over 15 years and serves on the board that certifies attorneys in bankruptcy and creditors’ rights law nationwide. In over 25 years in practice, Johnathan has represented U.S. and international clients in various disputes, ranging from Fortune 500 companies to individuals, in proceedings in State, Federal, Appellate, and Bankruptcy Courts in Hawaii, Guam and on the U.S. Mainland. He also has experience in commercial arbitration proceedings involving investments, contracts, torts and real estate-related claims. He frequently deals with international and cross-border issues. Clients seek Johnathan for his knowledge, skill and experience in complex, high-stakes situations. He is known for his zealous representation of clients and for finding creative solutions to complex legal problems. He regularly advises and represents local Hawai‘i companies and financial institutions, as well as U.S. mainland and foreign entities conducting business in Hawai‘i and across the Pacific.

John S. Carter is an Attorney with over 24 years of experience in Litigation and Alternative Dispute Resolution. He has represented individuals, small, medium and large businesses in litigation, including collections, and in Alternative Dispute Resolution hearings and conferences in the role of a representative of a party, as a mediator and as an arbitrator.

Peter Dubowsky, Esq. is a seasoned commercial collections attorney, lecturer, and professional comedy performer. He appears in the 2025 documentary “Vinnie Plays Vegas: The Con Man of Comedy” discussing his role in enforcing a judgment against Comic Vinnie Favorito.

Peter has been a commercial collection litigator in Nevada since his admission to the Nevada Bar in 1993. He has taught classes about Nevada judgments to the Nevada Judiciary. Peter frequently speaks and writes nationwide on commercial collection topics including, judgment enforcement, credit application jurisdiction clauses, foreign judgments, Operative Guides and ethics, solo practice, and “Pay When Paid” provisions of a construction subcontract.

Peter is a founding officer of the CREDITOR RIGHTS ATTORNEYS ASSOCIATION OF NEVADA, INC. and a Commercial Law League member since 1995.

He has been serving on the Bench as a Las Vegas Justice Court Small Claims Judge Pro Tempore since 1998. The Nevada Supreme Court appointed Mr. Dubowsky as a mentor to newly-admitted attorneys in the “Transition Into Practice” Program.
Peter has also been adjunct faculty at the College of Southern Nevada Paralegal Degree Program, and a Nevada Certified Collection Agency Manager.

Peter graduated from Florida International University in Miami, Florida, and attended Southwestern Law School in Los Angeles, California.

T. Britt Rudman is the attorney-owner of the Law Offices of T. Britt Rudman in Los Angeles, California. With over 32 years of legal experience and AV rated by Martindale-Hubbell, Britt began her career at the San Diego Public Defender’s Office, working on death penalty cases, before dedicating the majority of her practice to the collections industry. She is recognized for her creative problem-solving and provides strategic representation in creditor’s rights, commercial collections, and recovery of tax excess funds for clients ranging from small businesses to Fortune 500 companies. Her experience spans account receivable management, surety bond collections, construction debt recovery, judgment enforcement, domestication of foreign judgments, and complex entertainment industry collections.

She currently serves as Chair for both the Creditors’ Rights Section and chair elect to the Western Region of the Commercial Law League of America (CLLA). She is the former Chair of the CLLA New Members Section. She holds a B.S. in Industrial Psychology from the University of Illinois at Urbana-Champaign and a J.D. from California Western School of Law in San Diego.

Regina M. Slowey is the CEO and Managing Partner of Barron & Newburger, P.C., where she focuses on creditors’ rights, debt collection compliance, bankruptcy, and financial services litigation. A graduate of the University of Michigan Law School, Slowey regularly advises creditors, collection agencies, law firms, and financial service providers on evolving state and federal regulatory requirements, with particular emphasis on California’s rapidly changing debt collection landscape and the development and application of artificial intelligence within the legal and compliance industries.

Ms. Slowey has extensive experience analyzing and implementing compliance strategies related to the Rosenthal Fair Debt Collection Practices Act, the Fair Debt Collection Practices Act, and related consumer protection statutes, including their practical impact on commercial collection activity and creditor operations. She frequently presents on emerging regulatory developments, litigation trends, operational risk management, and best practices for creditors and collection professionals.

Gary A. Bemis hails from the South Bay area of Southern California. His law career began in 1980 as in-house counsel in a small medical collection agency. The legal department caseload increased dramatically in 1985 when First Interstate Bank assigned credit card and motor vehicle deficiency accounts, at the time of charge-off, directly to the legal department. This continued until 1991. He served as the Fair Debt Collection Practices Act counsel/advisor for Citibank (South Dakota), N.A., until 1996. In 1995 focus changed to purchased credit card debt and the Law Offices were opened with commercial collections added in 2002. The Law Offices now handle retail and commercial collections. Mr. Bemis also serves as senior counsel/consultant for a large consumer collection agency in Paso Robles, California.

Johnathan C. Bolton’s law practice focuses on business and commercial law, real estate and business litigation, debtor/creditor rights, collections, and bankruptcy law. He is licensed to practice law in Hawaii, New York and Texas and is a Solicitor in the United Kingdom. He is the Chair of the firm’s Bankruptcy and Creditors’ Rights practice group and is a member of Goodsill Anderson Quinn & Stifel A Limited Liability Law Partnership LLP’s Business Litigation and Real Estate & Insurance Litigation practice groups. He has been board certified in Business Bankruptcy Law for over 15 years and serves on the board that certifies attorneys in bankruptcy and creditors’ rights law nationwide. In over 25 years in practice, Johnathan has represented U.S. and international clients in various disputes, ranging from Fortune 500 companies to individuals, in proceedings in State, Federal, Appellate, and Bankruptcy Courts in Hawaii, Guam and on the U.S. Mainland. He also has experience in commercial arbitration proceedings involving investments, contracts, torts and real estate-related claims. He frequently deals with international and cross-border issues. Clients seek Johnathan for his knowledge, skill and experience in complex, high-stakes situations. He is known for his zealous representation of clients and for finding creative solutions to complex legal problems. He regularly advises and represents local Hawai‘i companies and financial institutions, as well as U.S. mainland and foreign entities conducting business in Hawai‘i and across the Pacific.

John S. Carter is an Attorney with over 24 years of experience in Litigation and Alternative Dispute Resolution. He has represented individuals, small, medium and large businesses in litigation, including collections, and in Alternative Dispute Resolution hearings and conferences in the role of a representative of a party, as a mediator and as an arbitrator.

Peter Dubowsky, Esq. is a seasoned commercial collections attorney, lecturer, and professional comedy performer. He appears in the 2025 documentary “Vinnie Plays Vegas: The Con Man of Comedy” discussing his role in enforcing a judgment against Comic Vinnie Favorito.

Peter has been a commercial collection litigator in Nevada since his admission to the Nevada Bar in 1993. He has taught classes about Nevada judgments to the Nevada Judiciary. Peter frequently speaks and writes nationwide on commercial collection topics including, judgment enforcement, credit application jurisdiction clauses, foreign judgments, Operative Guides and ethics, solo practice, and “Pay When Paid” provisions of a construction subcontract.

Peter is a founding officer of the CREDITOR RIGHTS ATTORNEYS ASSOCIATION OF NEVADA, INC. and a Commercial Law League member since 1995.

He has been serving on the Bench as a Las Vegas Justice Court Small Claims Judge Pro Tempore since 1998. The Nevada Supreme Court appointed Mr. Dubowsky as a mentor to newly-admitted attorneys in the “Transition Into Practice” Program.
Peter has also been adjunct faculty at the College of Southern Nevada Paralegal Degree Program, and a Nevada Certified Collection Agency Manager.

Peter graduated from Florida International University in Miami, Florida, and attended Southwestern Law School in Los Angeles, California.

T. Britt Rudman is the attorney-owner of the Law Offices of T. Britt Rudman in Los Angeles, California. With over 32 years of legal experience and AV rated by Martindale-Hubbell, Britt began her career at the San Diego Public Defender’s Office, working on death penalty cases, before dedicating the majority of her practice to the collections industry. She is recognized for her creative problem-solving and provides strategic representation in creditor’s rights, commercial collections, and recovery of tax excess funds for clients ranging from small businesses to Fortune 500 companies. Her experience spans account receivable management, surety bond collections, construction debt recovery, judgment enforcement, domestication of foreign judgments, and complex entertainment industry collections.

She currently serves as Chair for both the Creditors’ Rights Section and chair elect to the Western Region of the Commercial Law League of America (CLLA). She is the former Chair of the CLLA New Members Section. She holds a B.S. in Industrial Psychology from the University of Illinois at Urbana-Champaign and a J.D. from California Western School of Law in San Diego.

Regina M. Slowey is the CEO and Managing Partner of Barron & Newburger, P.C., where she focuses on creditors’ rights, debt collection compliance, bankruptcy, and financial services litigation. A graduate of the University of Michigan Law School, Slowey regularly advises creditors, collection agencies, law firms, and financial service providers on evolving state and federal regulatory requirements, with particular emphasis on California’s rapidly changing debt collection landscape and the development and application of artificial intelligence within the legal and compliance industries.

Ms. Slowey has extensive experience analyzing and implementing compliance strategies related to the Rosenthal Fair Debt Collection Practices Act, the Fair Debt Collection Practices Act, and related consumer protection statutes, including their practical impact on commercial collection activity and creditor operations. She frequently presents on emerging regulatory developments, litigation trends, operational risk management, and best practices for creditors and collection professionals.